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State Farm® Insurance Agent

Joan Warner

Joan M Warner Ins Agcy Inc

(248) 474-8020

Office Hours

After Hours by Appointment

Address

23285 Farmington Rd
Farmington, MI 48336-3101

On Farmington Rd. North of 9 Mile and South of Grand River, next to Chase Bank

Profile photo of a State Farm Agent named: Joan Warner

Would you like to create a personalized quote?

Office Info

Office Hours

After Hours by Appointment

Call or text us 24 hours a day!

Contact me to schedule a virtual meeting

Address

23285 Farmington Rd
Farmington, MI 48336-3101

Location Details

  • Parking: In front of building
  • No steps/stairs

Languages

English, Cantonese, French, Vietnamese, Chinese (Other)

The Warner Agency Newsletter -

Welcome To Spectacular Michigan Fall Colors

Michigan Fall Color Road Trip — October 2026

For the most spectacular fall colors traveling from Metro Detroit to Northern Michigan, I recommend traveling north first, then working your way south, ideally following a route that combines Michigan's inland hardwood forests, the Tunnel of Trees, and the Lake Michigan shoreline.

The key is timing. Northern Michigan typically reaches peak color before southern Michigan, and inland forests often change earlier than areas immediately along the Great Lakes.

Optimal time to travel

October 12–19, 2026

My recommended travel window if you're planning to leave now.

This is a seasonal estimate, not a guarantee of peak color. Weather, wind, and rainfall can shift these locations considerably.

For maximum variety, I'd prioritize the Petoskey–Harbor Springs area, then move toward Traverse City, Sleeping Bear Dunes, and Cadillac.

Recommended scenic driving route

1. Metro Detroit → West Branch → Gaylord

October 12–14 · Northbound via I-75

Stop near West Branch and take scenic roads through the Gaylord area. The Au Sable River region is another excellent choice for inland color.

2. Gaylord → Petoskey → Harbor Springs

October 13–16 · Northwest

Enjoy Little Traverse Bay and sections of the famous M-119 Tunnel of Trees. Some M-119 sections have 2026 washout closures, so plan for detours.

3. Petoskey → Charlevoix → Traverse City → Leelanau Peninsula

October 15–19 · Southwest

Follow US-31 and explore M-22 through Suttons Bay, Northport, and Leland. This combines colorful hardwoods with gorgeous lake views.

4. Sleeping Bear Dunes → Frankfort → Crystal Mountain

October 17–21 · Southbound

Visit Pierce Stocking Scenic Drive and the wooded hills around Crystal Mountain. Michigan's October 6 report predicted peak color at Crystal Mountain October 11–18.

5. Cadillac → Clare → Metro Detroit

October 19–23 · Southeast

Finish with Cadillac's fall color loops. The state's latest report forecasts Cadillac's peak for October 15–23

What the latest 2026 color reports indicate

The October 6–12 Pure Michigan report and the Northern Michigan forecast suggest that this week is particularly promising, with color continuing to develop farther south through next week.

Estimated peak viewing

Petoskey / Harbor Springs

October 12–17

Traverse City / Crystal Mountain

October 11–19

Cadillac

October 15–23

West Branch

October 17–24

Metro Detroit

Late October

You can track the state's changing conditions on the Pure Michigan Fall Color Map.

If you are unable to travel to Northern Michigan - there are wonderful colors to see in Metro Detroit too:

Great fall color destinations closer to Detroit

1. Kensington Metropark — Milford

Approximately 40–55 minutes from Detroit's western suburbs

One of my favorites for brilliant maples, lakeside scenery, and easy scenic driving. Combine it with downtown Milford and the surrounding country roads.

2. Proud Lake State Recreation Area

Approximately 45–60 minutes

Beautiful wooded roads, river scenery, and a more peaceful country atmosphere. Excellent paired with Milford.

3. Holly Recreation Area

Approximately 50–70 minutes

Rolling hills, mature hardwood forests, and winding rural roads. This is an especially attractive area for a leisurely fall afternoon.

4. Brighton Recreation Area

Approximately 45–65 minutes

Hilly terrain, wooded lakes, and scenic backroads. Pair this with the Pinckney area for an especially pretty drive.

5. Stony Creek Metropark

Approximately 35–55 minutes

A wonderful choice for the northern and eastern suburbs. The lake, wooded hills, and surrounding roads provide great fall scenery.

Suggested timeline for Southeast Michigan

Based on the seasonal pattern and 2026 local forecasts, I would plan the following:

October 12–17

Holly, Highland, Brighton, Pinckney

October 17–23

Milford, Kensington, Proud Lake

October 20–27

Rochester, Stony Creek, Lake Orion

October 23–31

Plymouth, Northville, Hines Drive, Ann Arbor

These are estimated viewing windows

My recommendation: Make Northern Michigan your first trip during October 12–19, then enjoy the Milford–Holly–Clarkston area the following weekend. That gives you two opportunities to catch peak colors as they move south.

Happy Fall!

Thanks, Joan Warner, Agent.

October, 2026

Insurance Products Offered

Auto, Homeowners, Condo, Renters, Personal Articles, Business, Life, Health, Pet

Other Products

Banking, Investment Services, Annuities

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Our mission is to be a proactive and efficient office in Farmington, reinforcing that State Farm and our agency is our customer's first choice for insurance and financial service. We want to help our customers insulate the assets they currently own and grow the assets they will need in the future. Call our office to start a conversation about your auto, home, and life insurance options today.

Why Choose Us

As the seasons shift here in Farmington, my State Farm team and I believe insurance should adapt to life’s ongoing changes. We focus on proactively helping customers adjust their coverage for evolving needs, whether it’s preparing a home, navigating new routines, or responding to major life events like purchasing a home, starting a business, or growing a family. My commitment is to guide individuals and families through their choices, helping them understand how their coverage fits their current lifestyle and fostering confidence in their decisions.

What truly motivates me is building genuine connections within Farmington and its surrounding areas. This means offering personalized attention, being readily available to answer questions, and discussing goals to ensure their important aspects of life are secured. We aim to be a consistent local resource, ready to support our customers not just during a transaction, but throughout the year as their circumstances develop.

The Warner Team in front of our office.

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