Joan Warner

Welcome to the Joan Warner State Farm Agency in Farmington Michigan! Here are some things you may want to do to prepare for the Winter Season:

• Heating System Maintenance:

  • Schedule a professional inspection for your furnace, boiler, or heat pump.

  • Change or clean air filters to improve airflow and efficiency.

  • Consider having ducts cleaned to remove dust and allergens.

• Insulation and Weatherproofing:

  • Check and add insulation to attics, basements, and crawl spaces.

  • Seal gaps around windows and doors with weatherstripping or caulk.

  • Use door sweeps to prevent drafts under doors.

• Window Preparation:

  • Install storm windows or plastic film insulation for extra protection.

  • Use thermal curtains to help retain heat.

• Chimney and Fireplace Maintenance:

  • Have the chimney inspected and cleaned to prevent fire hazards.

  • Stock up on firewood if you use a wood-burning fireplace.

• Gutter Cleaning:

  • Clear leaves and debris from gutters and downspouts to prevent ice dams and water damage.

• Outdoor Preparations:

  • Winterize outdoor faucets and irrigation systems to prevent freezing.

  • Drain and store garden hoses.

  • Store or cover outdoor furniture and grills.

  • Prepare your lawn by aerating, fertilizing, and seeding if necessary.

• Roof Inspection:

  • Inspect the roof for missing or damaged shingles.

  • Remove any debris that could trap moisture and lead to leaks.

• Pest Control:

  • Seal any cracks or openings to prevent pests from entering.

  • Consider setting traps or using deterrents for rodents and insects.

• Emergency Preparedness:

  • Stock up on essential supplies like food, water, batteries, and a first aid kit.

  • Prepare an emergency kit for power outages, including blankets, flashlights, and a battery-operated radio.

• Carbon Monoxide and Smoke Detectors:

  • Test and replace batteries in smoke detectors and carbon monoxide detectors.

  • Ensure all detectors are in working order.

• Winterizing Vehicles:

  • If applicable, prepare vehicles for winter by checking antifreeze levels, battery condition, and tire tread.

• Home Safety Checks:

  • Inspect and clean the area around heating sources to reduce fire risks.

  • Check that fire extinguishers are accessible and charged.

Out Team has been delivering personalized service to the greater Oakland County area since 1994. We have been awarded the Crystal Excellence Award! Joan is a University of Michigan alumna and a part of the Farmington Chamber of Commerce. All team members are experienced and licensed, and we are conveniently located in Downtown Farmington. Joan is also licensed to help you with your financial and retirement needs.

Providing:

· Homeowners, Auto, life, Condo, and Renters insurance.

· Car, truck, motorcycle, and RV quotes.

· Commercial Liability, Workers’ Compensation, and Business insurance quotes.

· Supplemental Health and Work Loss policies

• Pet Insurance

· Full Line of Retirement Products

January, 2025