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Profile photo of a State Farm Agent named: Joan Warner

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State Farm® Insurance Agent

Joan Warner

Joan M Warner Ins Agcy Inc

(248) 474-8020

Office Hours

After Hours by Appointment

Address

23285 Farmington Rd
Farmington, MI 48336-3101

On Farmington Rd. North of 9 Mile and South of Grand River, next to Chase Bank

Profile photo of a State Farm Agent named: Joan Warner

Would you like to create a personalized quote?

Office Info

Office Hours

After Hours by Appointment

Call or text us 24 hours a day!

Contact me to schedule a virtual meeting

Address

23285 Farmington Rd
Farmington, MI 48336-3101

Location Details

  • Parking: In front of building
  • No steps/stairs

Languages

English, Cantonese, French, Vietnamese, Chinese (Other)

The Warner Agency Newsletter -

As you know the Fifth Season in Michigan is the "CONSTRUCTION SEASON." Here are some helpful tips:

1) Plan ahead

  • Check traffic/road closures before you leave (maps, MDOT alerts, local news).

  • Leave earlier than usual and have a backup route in mind.

  • Expect slowdowns even if your route looks “open.” Work zones can shift quickly.

2) Follow work-zone rules exactly

  • Slow down where signs say to. The reduced speed limits are enforced for safety.

  • Obey lane closure and detour signs—don’t “try to make it work” by guessing.

  • Never pass stopped or merging traffic unless signage and road markings clearly allow it.

3) Give yourself more space

  • Increase your following distance (at least 4–6 seconds) because braking may be more frequent.

  • Watch for sudden lane changes from drivers trying to get into open lanes.

4) Merge early and smoothly

  • When lanes close, use “zipper merging” where appropriate (merge at the last safe moment, alternating if traffic is present).

  • Stay in your lane until you reach the merge point—don’t cut across solid lines or last-second swerve.

5) Be extra alert for hazards

  • Construction vehicles, workers, and equipment may be entering/exiting unexpectedly.

  • Watch for loose gravel, potholes, uneven pavement, and changing lane markings.

  • Assume cones and barrels may move—stay within marked lanes when possible.

6) Reduce distractions

  • Put your phone away, avoid changing playlists/navigation while driving, and don’t rely on last-second turns.

  • Keep an eye out for bicyclists, pedestrians, and school zones that may be affected by construction detours.

7) Drive smoothly—avoid aggressive moves

  • No tailgating, racing, or “passing to save time.”

  • If traffic compresses, adjust gradually to prevent chain-reaction braking.

8) Use headlights as needed

  • In rain, fog, dusk, or glare from wet pavement/vehicles, use headlights to improve visibility for others.

9) Expect brief but serious bottlenecks

  • Construction often causes stop-and-go waves—try to keep a steady pace rather than braking hard repeatedly.

  • If you see stopped traffic ahead, slow down earlier to avoid rear-end collisions.

10) Know what to do in emergencies

  • If you’re unsure where to go, follow detour routes and don’t drive around barricades.

  • If you must stop (flat tire, breakdown), move to a safe location if possible and use hazard lights—then call for help.

    Good Luck! Happy Driving!!

Insurance Products Offered

Auto, Homeowners, Condo, Renters, Personal Articles, Business, Life, Health, Pet

Other Products

Banking, Investment Services, Annuities

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To be a pro-active and efficient office, reinforcing that State Farm and our agency is our customer's first choice for insurance and financial service. Our goal is to help our customers insulate the assets they currently own, and to grow the assets they will need in the future.

The Warner Team in front of our office.

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